Why You Should Buy Travel Insurance

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Image via evah

When traveling nowadays, it’s not so much a question of if something goes wrong, but rather when it’s going to go wrong. With most of our trips involving a huge amount of different companies, from airlines to handling agents, hotels to taxi firms, it doesn’t take a lot to knock things off schedule, often causing costly problems. Whether it’s a short delay to your flight, a missing suitcase or something much more worrying, traveling can have its problems. Lucky for us, there is a lot we can do to stay safe when traveling nowadays with a huge variety of travel health insurance packages, but if you’re one of the skeptics who always questions why on earth you would want to fork out your hard earned cash for a piece of paper, take a look at the top 3 reasons to buy travel insurance below.

1. We All Get Sick

One of the single biggest reasons for claiming on travel insurance policies is to cover overseas medical bills, and with good reason! Some hospitals and pharmacies abroad charge extortionate amounts of money for treatment and medication to foreigners who are caught out. The best way to stay safe abroad is to be wary of your surroundings, but if you do sprain your ankle after one too many mojitos, or need to get some medication for sunburn after overdoing it a little on the beach, it’s better to be covered by insurance than have to pay for it yourself.

2. Lost Or Damaged Luggage

When you pack for a trip, most of us pack all our best outfits, don’t we? We shove and squash and squeeze all our best shoes, shirts, dresses and jewellery into a tiny suitcase and wave merrily goodbye as it’s checked in at the airport. Can you imagine how much it would cost to replace every single item in that bag in one go because you weren’t insured? I dread to think!

3. Delays, Delays, Delays

If you’ve got a thing for sitting around waiting, drinking machine coffee and being herded around like cattle, you probably enjoy being delayed at the airport. For the rest of us (sane) people, there isn’t a worse start to a holiday than being delayed. Whilst it isn’t going to take the pain away, you can be compensated for your inconvenience if you have good travel insurance coverage, otherwise you’ll have spent all your spending money in the airport bar before you even take off!

If you’re still unconvinced, check out this snazzy infographic for more information on travel insurance and why it’s a good idea to be covered.

infographic

3 Comments

  1. This is brilliant! Thanks. I was contemplating not getting it at all for when I head to India in 4 weeks. I was only thinking about losing stuff.. but getting sick will/would suck!

  2. My favorite solution is when travel insurance is provided by the credit car you use to pay the flight and accommodation. Better yet, when the aforementioned credit card also gives you airline miles for your purchases.

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